• Save Cash

    With surcharge-free ATMs, it won’t cost you a penny just to get your hands on your cash. When your credit union is part of CO-OP Network, you have 28,000 convenient, surcharge-free ATMs at your service across the United States and Canada. And when you’re trying to save time, as well as money, that gives you plenty of additional reasons to be glad you’re a credit union member.

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  • Easy Money

    With 28,000 surcharge-free ATMs to choose from, membership in a credit union that’s part of CO-OP Network does more than make life easier. It makes it less expensive, since you don’t have to pay a fee to access your money. At 9,000 of our ATMs, you can even make deposits directly to the account at your home branch. The whole point of credit unions is to be there for our members. We’re there for you in more places than ever.

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  • More Choices

    Popular retailers such as 7-Eleven®, Costco® and Walgreens become convenient places to get cash when your credit union is part of CO-OP Network. Just look around while you’re doing your shopping and you’ll find one of the 28,000 surcharge-free ATMs across the United States and Canada that let you get money from your account with no added fees.

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  • Full Service

    When your credit union is part of CO-OP Network, you don’t have to be close to your branch to make transactions. You can make deposits to your account at 9,000 ATMs across the United States and Canada. Not to mention getting cash at 28,000 surcharge-free ATMs, including locations at popular retailers such as 7-Eleven®, Costco® and Walgreens.

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  • Credit unions are owned by their members and are not for profit. Big banks are owned by stockholders who expect to earn a profit. That's why credit unions often can pay higher savings rates and offer lower loan rates than big banks—while protecting their members with NCUA insurance for accounts up to $250,000. Credit union members also get convenient access to their money through more than 28,000 surcharge-free ATMs in the CO-OP Network. And if their credit union belongs to the CU Service Centers family, they can use more than 4,300 shared branching locations and 2,430 self-service kiosks nationwide and abroad powered by CO-OP. Just like banks, credit unions are everywhere. And everyone can join. Which makes it easy to see for yourself one of the other big differences between credit unions and large, national banks: the personalized service you can expect when you're not just a customer—you're a member.

Learn More about Securing and Protecting Your Identity

One of the biggest benefits of credit unions is the service called shared branching. It means you can visit other credit unions and self-service kiosks in the CU Service Centers family across the nation and abroad, and take care of transactions as if you were at your home branch. You can make deposits and withdrawals, loan payments and transfers. And you can purchase money orders, travelers checks and other financial instruments. To find a nearby shared branch, as well as ATMs in the CO-OP Network, just use your iPhone or various other locator tools.